A Building Completion Certificate (BCC) is a crucial document issued by municipal authorities upon the completion of a construction project. It certifies that the building complies with approved plans, building codes, and safety regulations.

Importance of BCC

• Legal Validation: Serves as proof of compliance, preventing legal disputes.

• Utility Connections: Required for essential services like water and electricity.

• Property Transactions: Necessary for selling or leasing a property.

• Financial Assistance: Banks require it for loans and mortgages.

BCC vs. Occupancy & Possession Certificates

• Completion Certificate (CC): Confirms construction follows approved plans.

• Occupancy Certificate (OC): Certifies the building is fit for habitation.

• Possession Certificate: Transfers property ownership from builder to owner.

Process to Obtain BCC

1. Application Submission with required documents.

2. Inspection to ensure compliance.

3. Document Verification (NOCs, safety certificates, etc.).

4. Approval & Issuance if all criteria are met.

Common Challenges & Mistakes

• Pending Approvals from various departments.

• Deviation from Plans leading to delays.

• Incomplete Documentation causing rejection.

• Bureaucratic Delays or corruption.

How to Check for a BCC

• Ask the builder for the certificate before purchasing.

• Check online on municipal websites.

What to Do If BCC Is Not Provided

• File a Complaint with RERA for non-compliance.

• Approach Consumer Court for legal action.

• Seek Legal Help for further steps.

Documents Required

• Approved building plan.

• Completion certificate from an architect/engineer.

• NOCs from relevant departments.

• Structural safety certificate.

• Property tax receipts.

Consequences of Not Having a BCC

• Legal issues like penalties or demolition orders.

• Denial of utilities such as water and electricity.

• Difficulties in selling or leasing the property.

• Loan and mortgage challenges from banks.

Final Thoughts

Obtaining a BCC is essential for ensuring legal compliance and smooth property transactions. Real estate firms like AroundTown Realty assist in handling documentation, inspections, and approvals for a hassle-free process.

Visit: https://aroundtownrealty.in/